The Stubify blog
Plain explanations of pay, withholding and the paperwork around them.
Proof of income · 6 min read
What counts as proof of income, and what landlords actually check
Paystubs, bank statements, tax transcripts and employment letters — what each one proves, and which combination gets an application approved.
Basics · 7 min read
How to read a paystub, line by line
Gross, taxable, FICA, YTD. A walk through every block on a standard earnings statement and what each number is for.
Compliance · 5 min read
Paystub requirements by state: the four categories
No-requirement, access, printed, and opt-out states — plus the record-keeping rules that apply everywhere.
Classification · 6 min read
Contractor or employee? Why the answer changes the paperwork
Withholding, overtime, forms and liability all hinge on classification. Here is what actually decides it.
Basics · 4 min read
Gross versus net pay, and where the difference goes
Why a $60,000 salary is not $5,000 a month in your account, broken down by each deduction.
Practical · 5 min read
Eight paystub mistakes that get an application rejected
Dates that do not line up, YTD figures that do not add up, and other errors a verifier spots in seconds.